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blue cross california

 

Blue Cross Smart Sense Plans

For any questions, please call 619-299-6000

Health Insurance Plan Highlights:

  • One of the lowest-priced health insurance plans, with full medical benefits
  • Three before-deductible office visits
  • Four deductible options
  • Choice of generic or comprehensive drug coverage
  • $7,000,000 lifetime maximum

SmartSense is a smart choice if you want:

  • Low monthly rates
  • Full medical benefits
  • Four annual deductible options, ranging from $500 to $5,000
  • Immediate benefits for first three visits to a doctor
  • Choice of comprehensive or generic only prescription drug benefits
  • Access to our existing California PPO network
  • No maternity benefits
  • Up to $7,000,000 per member in lifetime benefits

What’s Different About SmartSense

  • Embedded (family) deductibles make it easier for families to satisfy deductible requirement:
    • Once any family member meets their single deductible, their deductible is satisfied
    • After one family member’s single deductible is satisfied, the family deductible can be met by one or more family members
  • Fourth quarter carry-over deductible feature
  • Separate in-network and out-of-network out-of-pocket maximums
  • No $500 per admittance charge for inpatient services or outpatient services related to surgery or infusion therapy at a participating hospital
  • Healthy Check and coverage for acupuncture and acupressure services are not included
  • Your annual out-of-pocket costs for brand name prescriptions are capped for your protection

 

Smart Sense Brochure

Application Process: You have two options to apply. You can choose to do an online application or paper application

blue cross california Online Application: Most online applications are reviewed by the underwriters within 24 to 48 hours
Paper Application : If you wish to complete the paper application; please fax to our office at 619-299-6007 for quick processing.

About Blue Cross of California

Blue Cross of California has a broad range of medical insurance plans. With a vast doctor network to alternative medicine coverage to personalized plans, toll-free help lines and member-focused services, Blue Cross is one of California's leading health insurance carrier's.

What doctors and hospitals accept Blue Cross?

Please visit the Blue Cross Provider Finder for local doctors and participating hospitals in your area.

 

 

Contact Us:

John Tesoriero
Authorized Agent
1761 Hotel Circle South, Suite #119
San Diego, CA 92108
Phone: 619-299-6000
Fax: 619-299-6007

Please call for appointment

john@insurancebyjohn.com

Copyright © 2007 John Tesoriero Authorized Independent Agent, CA License 0E27104

 

 

 

 

 

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